Upgrade the Way
You Choose Loans
5.8k+
Customers Served
10 +
NBFC Partners
12+
Worforce
100%
Digital Process
Pick the path that fits you
Whether you'd rather have an expert handle it or do it yourself in minutes, both paths lead to the same fast approval.
Hire Loan Agent
Paperless process at a low rate — a dedicated agent handles everything for you, end to end.
- Guided every step, no forms to figure out alone
- Higher approval chances with expert pre-checks
- Personalised offers matched to your profile
Self Apply
Apply online anytime with a simple, secure, fully digital process — no branch visit required.
- No waiting on a callback to get started
- Track your application status live
- Instant eligibility check before you commit
Personal Loan
- Loan amounts up to ₹10 Lakhs with flexible repayment options
- Competitive interest rates starting from 10.99% per annum
- Fast disbursal within 24 hours of document verification
Easy. Convenient Quick.
The simple & Quick steps to your loan.
01
01
Eligibility
Tell us your requirement
2 minutes fill details,
03
03
Apply
Digital bank application
complete digitally.
02
02
Compare
AI matches best banks 90+
criteria 90% success.
04
04
Disbursement
Get quick sanction minutes
not weeks,
01
01
Eligibility
Tell us your requirement. 2 minutes fill details.
02
02
Compare
AI matches best banks 90+ criteria 90% success.
03
03
Apply
Digital bank application complete digitally.
04
04
Disbursement
Get quick sanction minutes not weeks.
Calculate Your EMI in Seconds
Plan your finances more confidently with Urbanfincare
Your monthly instalment
₹94,348
Indicative figures only. Final EMI, interest rate & tenure are subject to credit assessment and approval.
The loan consultancy built to move faster than a bank branch
Most consultancies just forward your file to a bank and wait. We run your eligibility against 10+ NBFC partners at once, so you get a sanction while a traditional process is still collecting paperwork.
Same paperwork. A fraction of the wait.
Every application is pre-checked by our advisors and pushed to partner NBFCs in parallel — not one bank at a time.
0
Avg. disbursal0
Approval match rate0
NBFC partnersMulti-NBFC Matching
One application, checked against 10+ lenders at once for the best real rate you qualify for.
Real Advisors, Not Bots
A dedicated consultant reviews your file by hand before it ever reaches a lender.
Bank-Grade Security
Your documents are encrypted end-to-end and never sold or shared beyond your chosen lender.
Zero Hidden Charges
Every fee is shown upfront before you sign — no surprise deductions at disbursal.
We’re Here to Answer all Your Questions
From refinancing to reducing your interest, we have the answers right here.
Frequently Asked Questions
We’re here to help
Explore answers to common questions about loans, investments, and your account.
